bad/no credit financing
EASY PAY FINANCE ® IS A NO CREDIT NEEDED FINANCING PROGRAM
You Qualify If you have a current checking account
and earn a minimum of $1,000 per month
Easy Pay Highlights
$500-$4,000 Approvals
12 & 24 Month Terms
90 Day Interest Rebate Promo
2.99% Merchant Fee
Instant Online Credit Decisions
No Paystub or Bank Statements Required
Submit Applications Online
Same Day Funding
Financing available on Auto Repair, Wheels & Tires, General Maintenace
Ready to Apply?
Instant Online Approval ***Must have completed estimate of repairs in hand for application process.
EasyPay FAQs
There are no monthly fees or minimum volume requirements. Merchants pay only a 2.99% merchant fee for contracts that have been funded.
To qualify, individuals must earn at least $1,000 per month and have a checking account that is in good standing and has been active (open) for at least 90 days. Customers will also be required to provide a second method of payment in order to submit their application.
Online applications receive a credit decision within seconds.
Retail/merchant customers can qualify for up to $4,000. The maximum term is 24 months.
There is no minimum or maximum volume requirement for your participation in the program.
You are not responsible if a customer defaults on their payment obligation. However, you are responsible for handling any warranty or defective merchandise issues.
Applicants with approved credit will not be required to submit paystubs or checking account statements.
Yes. All contracts include a 90 Day Interest Rebate Promotion.
Generally, the first payment is due 30 days after the contract’s origination.